I got an email from my principal today, and it's official - I'll be spending three hours each afternoon working in the elementary school's resource room.
Let's do the math, shall we?
A three dollar an hour paycut x 3 hours a day x 10 days in a pay period = $90 less a paycheck. If I cut out both unions fees by dropping the unions (what good are they doing me anyway?) I'll save $25 a paycheck. So I'll still be losing $65 a paycheck at school.
At Rite Aid, I make $8 an hour. In order to make up the difference, I will have to work an extra 4 hours a week, x the 2 weeks in the pay period.
That moves me from 20 to 24 hours a week. That's 65 hours away from the house a week.
If I work both Sunday and Saturday (8 hours each), I'll have to work 2 nights a week. If I have one of those days off, I'll have to work 4 nights that week. I can't work on Tuesday because I have staff meetings.
This is rapidly approaching ridiculous.
To save money, I can take the car to work instead of the truck. Even though I love my truck. Even though the truck is safer if I hit a moose.
I can work on selling handdyed fiber and handspun yarn. If I work diligently at this, I could potentially work one less shift a week. But when would I do it?
I can say goodbye to learning to make blueberry wine, giving fabulous gifts at Christmas, getting new running sneakers, and buying anything on my Amazon wishlist.
I can join my bank account and Bear's and only spend money on bills; he will be in charge of any and all money left over, since I would just spend it anyway.
I can apply for another forbearance on my school loans. If I have any left, that would give us a six month window of fewer bills to worry about.
This is all so much to think about. I'm not sure how we'll make it this year, honestly. But at least the loan is paid off. That will hopefully make a difference.
How do you all do it? Is money this tight for anyone else?